Frequently Asked Questions

While standard apps track expenses, FinPlan provides a holistic financial planning service. We combine automated tracking with personalized human coaching to help you understand the 'why' behind your spending, create actionable long-term goals, and adjust your strategy as your life changes.

Security is our top priority. We utilize 256-bit AES encryption for data at rest and TLS 1.3 for data in transit. We perform regular third-party security audits and comply with GDPR regulations. We never sell your personal data to third parties.

Yes, FinPlan supports secure connections with over 10,000 financial institutions globally. You can link your checking, savings, credit card, and investment accounts to automatically import and categorize transactions, saving you hours of manual entry.

Absolutely. We offer specialized tiers for freelancers and small businesses that include expense categorization for tax purposes, invoicing integration, and cash flow projection tools to help you manage business finances separately from personal ones.

Once you sign up, you are matched with a certified financial advisor based on your goals. You will have quarterly review sessions to assess your progress, adjust your budget, and discuss major financial decisions. Between sessions, you can message your coach directly via our secure platform.

We believe in financial flexibility. There are no setup fees. Our subscriptions are month-to-month, meaning you can cancel or change your plan at any time without penalties. We focus on earning your loyalty through results every month.

Our platform provides educational guidance on asset allocation and risk tolerance based on your profile. For specific portfolio management and stock trading, we partner with regulated brokerage firms and can facilitate an introduction, ensuring you receive advice compliant with financial regulations.

Life happens. Our platform is designed to be dynamic. If your income or expenses change, you can update your profile instantly, and our algorithms will suggest a new budget allocation. Your advisor can also help you pivot your strategy during your next session.